Individual Coverage Options
Health and Income Protection
Experience the greatest level of freedom when it comes to choosing doctors, specialists or facilities - no referrals or networks required.
Access to network savings are available
Receive set, first-dollar benefits that help pay for doctor visits, prescriptions, preventative care, surgeries, lab work, hospital stays and more
Critical Illness Rider or Policy
Critical Illness Benefits range from $10,000 to $50,000.
By adding a Critical Illness Rider to your Gold Plan, you could receive a lump sum of cash paid directly to you upon diagnosis of a Covered Condition.
You can use your benefit to help pay for: experimental treatments, rehabilitation, mortgage payments, lost income wages, etc.
• Cancer (Internal Cancer)
• Non-Invasive Carcinoma In Situ
• Heart Attack
• Stroke
• Coronary Artery Bypass Surgery
• Angioplasty
• Pacemaker Implant
• End Stage Renal Failure
• Major Organ Transplant
The benefit for certain Covered Conditions may be reduced.
Waiting periods and other restrictions
may apply and can vary by state. Refer to your policy for more details.
Any Critical Illness Covered Condition diagnosed or treated prior to the Effective Date of the rider or within the Rider Waiting Period will not be payable at any time for that condition.
Exclusions and limitations may vary by state.
Plan Highlights
$5,000,000 Lifetime Maximum per policy.
Telehealth services: $0 Virtual Urgent Care for acute illnesses from the comfort of your home, at work, or on-the-go.
Use the Doctor or Hospital of your choosing without penalty; or take advantage of additional savings through the First Health (LBP) Network.
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